租客的pp王者电子官网是否包括酒店住宿和其他意想不到的问题
Most people know renters insurance covers their space. But what about its other perks? We review additional protections it may provide.
Whether your landlord requires it or a near-miss tornado prompts you to purchase it, renters insurance is a smart investment. 租客pp王者电子官网通常会为因火灾等损失而损坏的个人财产提供重置费用pp王者电子官网, smoke, covered water damages, 盗窃,它可能提供了许多你没有考虑到的其他保护.
以下是关于租房pp王者电子官网意外用途的几个常见问题的答案.
Does renters insurance cover temporary housing?
是的,如果你的房子由于投保损失而无法居住的话. 失去使用或额外的生活费用pp王者电子官网支付临时住房,直到你可以返回你的租赁或搬进一个新的.
Does renters insurance cover hotel stays?
Yes, 如果您的住所因承保损失而无法居住,则使用损失pp王者电子官网通常会支付酒店住宿费用.
Does renters insurance cover my food or gas?
Yes, 你的pp王者电子官网计划很可能包括由于你的房子不适合居住而增加的费用. 与住在临时住房相关的食物和汽油费用可能比你在家里的费用要高. 如果住在临时地点或酒店增加了你的通勤时间,或者导致你在餐馆吃饭, 你的pp王者电子官网计划可能会在你的pp王者电子官网范围内报销你所产生的额外费用. 当你回到自己的住所时,租房者的pp王者电子官网是否包括冰箱里食物的损失? It's possible. 如果冰箱里的食物因停电或电器故障而变质, it may be covered under your policy.
租客的pp王者电子官网是否包括房东的财产损失?
It depends. 房东有他们自己的pp王者电子官网政策来保护他们的建筑免受火灾和风暴的影响. 然而,如果你造成了损害,代价可能会落在你身上. 你的pp王者电子官网可能包括意外事故,但你要自己承担任何故意损害. Also, your plan won't cover a lost security deposit. 检查你的保单或与你的pp王者电子官网代理人交谈,以更好地了解你的保单提供的覆盖范围.
Does renters insurance offer medical coverage?
Typically, yes, if a guest is hurt in your home as a result of a covered claim, whether they fall or your dog bites 他们,租客pp王者电子官网可能会支付他们的医疗费用,直到你的政策限制. A typical renters policy does not provide coverage if you, or someone who lives with you, is hurt at your home.
Does renters insurance provide legal liability protection?
是的,一般来说,租客的pp王者电子官网政策为承保的索赔提供责任保护. For example, if someone is hurt in your home and sues you, 租客pp王者电子官网可能涵盖任何索赔或诉讼对你,包括你的法律费用, up to policy limits.
Does renters insurance cover car theft?
Yes and no. 通常情况下,汽车被排除在租赁政策的pp王者电子官网范围之外. Auto insurance covers the car itself, 但是租车人的pp王者电子官网可能包括从你车里偷来的东西.
Do roommates need separate renters insurance?
It's a good idea. 而保单则为被pp王者电子官网人及其居民亲属提供pp王者电子官网, 任何不相关的室友都需要列在pp王者电子官网单上才能获得pp王者电子官网. If relatives or roommates are listed, you may want to increase the limits to ensure appropriate coverage limits. 另一个选择是每个室友购买自己单独的pp王者电子官网.